UNUM RATING FROM NEWYORKSHARES.COM

UNUM RATING FROM NEWYORKSHARES.COM
UNUM RATING FROM NEWYORKSHARES.COM

UNUM, THE UK GOVERNMENT HEALTH ADVISER - THE TRUTH IS TOLD

"Regulatory authorities and courts have now established that Unum/Provident Corporation, the nation's largest disability insurance carrier, was engaged in a program of deliberate bad faith denial of meritorious claims in both ERISA and non-ERISA markets." - http://messageboard.spine-health.com/viewtopic.php?id=4270

UNUM - UK & US - FORMERLY UNUM PROVIDENT EXPOSED - EMPLOYERS YOU HAVE BEEN WARNED!!

This blog exists to make corporate companies and individuals aware of tactics deployed by UNUM and their agents to systematically cancel claims made against their Long Term Disability Plan.

The images you see are real and shocking. Let them serve as a warning to companies, individuals, managers interesting in employing the services of UNUM in the UK or US for payment protection policies.

YOU HAVE BEEN WARNED!!

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

Introduction to the UNUM Long Term Disability Scheme

"We can protect your income and help to preserve the lifestyle of you and your dependants."

This is the UNUM sales pitch which leads people to believe the payments they make will protect them financially if their physical/mental health takes a turn for the worst. How wrong one can be.

Please read my story carefully and protect yourself from a future of misery, physical/mental suffering and financial hardship. I will be naming and shaming Louise Vaughan, Stephen Brown, Stuart Lewis, Lizz Keirnan and Christine Taylor. These people employed all kinds of tactics in an attempt to refuse my claim - including advising me to take steps which would effectively make my claim null and void. Also they employed a private detective to invade the privacy of my family and I. Including camping outside my parent's house for 3 days, reporting the movements of my family, taking pictures, video and most disturbingly breaking into my car to read my private letters.

More UNUM Information

Unum Group, formerly UnumProvident Corporation, is a provider of group and individual income-protection insurance products in the United States and the United Kingdom. The Company also provides a complementary portfolio of other insurance products, including long-term care insurance, life insurance, employer- and employee-paid group benefits, and other related services. Its principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), and Colonial Life & Accident Insurance Company (Colonial), and in the United Kingdom, Unum Limited. The Company operates in three business segments: Unum US, Unum UK and Colonial. Its other segments are the Individual Income Protection – Closed Block segment, the Other segment, and the Corporate segment. Unum US and Unum UK were previously referred to as U.S. Brokerage and Unum Limited.

Tuesday, 31 March 2009

Pinecrest NEWS - Hartford's Capital Cushion Questioned - Wall Street Journal


Hartford's Capital Cushion Questioned
Wall Street Journal
Moody's also cut the insurance financial strength ratings for Hartford's life insurance operating units to A3 from A1. Mr. Gallagher cut his price target on Hartford to $10 a share from $14, citing the Moody's actions. Shares of Hartford gained 14 ...
Perry NEWS

Caroline NEWS - Calif. judges aren't sharing state's economic pain - The Oregonian - OregonLive.com


Calif. judges aren't sharing state's economic pain
The Oregonian - OregonLive.com, OR
And colleagues in other counties get perks such as funds for "professional development" and money to buy extra health insurance. Eighteen of California's 58 counties give more than 800 superior court judges about $25 million a year in extra benefits on ...
Oswego NEWS


Consumer Group to Geithner: Don't Use Financial Overhaul to ...
PR Newswire (press release), NY
SANTA MONICA, Calif. , March 31 /PRNewswire-USNewswire/ -- Treasury Secretary Timothy Geithner's apparent support for a proposal to allow insurance companies to opt out of state regulation and choose, instead, federal oversight caused alarm among ...
Oswego NEWS


FBI: Thousands of PR children victims of ID theft
The Oregonian - OregonLive.com, OR
... Alaska and California, for up to $250, authorities said. The suspects in custody were being held on charges that include aggravated identity theft and social security fraud and face up to 15 years in prison, said US Attorney Rosa Emilia Rodriguez.
Oswego NEWS


Calif. judges aren't sharing state's economic pain
The Oregonian - OregonLive.com, OR
Judges in Tulare County still get free health club memberships. Those in Kern County can count on a $600-a-month car allowance. And colleagues in other counties get perks such as funds for "professional development" and money to buy extra health ...
Oswego NEWS


Report: Baptist DeSoto scores highest value
Triangle Business Journal, NC
Baptist Memorial Hospital-DeSoto ranks highest on a new Mid-South hospital value ranking conducted by health care information company Data Advantage LLC. The company’s Hospital Value Index analyzed Medicare spending by more than 3000 Medicare-certified ...
Oswego NEWS


Walgreens Giving Free Care To Jobless, Uninsured
CBS 11, TX
Read more in our Privacy Policy Walgreens said patients who lose their job and health insurance after March 31 will be able to get free treatment at its in-store Take Care clinics for respiratory problems, allergies, infections and skin conditions, ...
Oswego NEWS


Wall Street rebounds on last day of the quarter
Herald Zeitung, TX
Lincoln National Corp. gained about 10 percent, pulling other life insurance stocks up as well, after saying it would pay off a debt coming due soon, assuaging concerns about the company's financial position. Investors have been worried about insurance ...
Oswego NEWS

Schoharie NEWS - 23red Regions Clinches Position on Arts Council England Roster - Utalkmarketing


23red Regions Clinches Position on Arts Council England Roster
Utalkmarketing, UK
It has recently secured national contracts with Department of Health, Central Office of Information, Child Workforce Development Agency, Met Office and Environment Agency. At a regional level it works for a number of regional development agencies, ...
Yorkshire NEWS


Cristof launches Webmart
Daily Sun, Nigeria
‘Automobile, aircraft, finance and insurance, computers, household equipment, internet service providers, telephone, electronics, properties and buildings, schools, oil and gas, food and beverages, pharmaceutical products and companies are currently on ...
Yorkshire NEWS


Clinic receives funding
Martinsville Bulletin, VA
About 50 percent of the clinic’s patients have no health insurance due to economic factors, such as having lost their jobs, said Jackman. Two part-time doctors and a full-time nurse practitioner now work at the clinic, which is open from 8 am to 7 pm ...
Yorkshire NEWS


Tornen aan de Tand des Tijds
Nieuwsbank (persbericht) (abonnement), Netherlands
De conclusie van een recent artikel in de Lancet (2009) is: Good oral health should be everybody's business. De auteur constateert dat mondgezondheid een verwaarloosd gebied is van de wereldgezondheid. Omdat ouder worden een risicofactor is voor ...
Yorkshire NEWS

Monday, 30 March 2009

Middleburg NEWS - Sustainability Report 2008 - The Age


Sustainability Report 2008
The Age, Australia
12 Risk management Identification and assessment of all business risk and mitigation within the company's tolerance, 16 including appropriate insurance cover. Security Prevention, preparation, response and recovery to ensure the resilience of Santos' ...
Glenville NEWS


Council slaps ban on councillor
The West Australian, Australia
"We have acted on advice which confirms the council's statutory Workplace Health and Safety obligations to protect our staff and councillors," Mayor Pam Parker said. "Councillor Black has a sad history of unacceptable behaviour which has attracted both ...
Glenville NEWS


Reminder: Comments Due 3/31 on National Vaccine Plan
Age of Autism, Trumbull
These revelations of scientific fraud have been detailed in Evidence of Harm by David Kirby and in articles by Robert F. Kennedy, Jr. The lead author eventually published a retraction of any “no causation” interpretation in Pediatrics and called for ...
Glenville NEWS


Five-in-one 'polypill' Can Halve Risk of Heart Disease, Says Study
Buzzle, CA
But the researchers, Dr Salim Yusuf of the Population Health Research Institute at McMaster University, Hamilton, Ontario in Canada, and Dr Prem Pais of St John's Medical College in Bangalore, India, and colleagues point out that there are major ...
Glenville NEWS


Obama tougher on autos than banks
San Francisco Chronicle,  USA
By now, it may seem obvious that the government is playing major roles in running huge corporations, including banks, insurance companies and automakers receiving billions of dollars in federal aid. Yet the message is still hard to absorb by many ...
Glenville NEWS


Hospira CEO saw pay rise to $6.1 million last year, mostly due to ...
Newsday, NY
While health care companies are generally considered a safe investment during economic downturns, Hospira and other drugmakers have not been immune to the financial crisis. The company's stock fell 37 percent during 2008 to end at $26.82. ...
Glenville NEWS


Medtronic Commends US House Passage and Senate Introduction of ...
HotStocked, Bulgaria
Medtronic, Inc. (www.medtronic.com), headquartered in Minneapolis, is the global leader in medical technology – alleviating pain, restoring health and extending life for millions of people around the world. Any forward-looking statements are subject to ...
Glenville NEWS


Monday at the North Carolina General Assembly
Myrtle Beach Sun News, SC
AP SEANC ADS: The State Employees Association of North Carolina is taking the fight over their members health insurance plan up a notch by running some radio ads to preserve benefits that could soon be eliminated. The union says the commercials are ...
Glenville NEWS


City raises county ante
Corsicana Daily Sun, TX
Questions about write-offs from accounts receivable and dealing with claims being denied by insurance companies and Medicare/Medicaid have also impacted the fund’s balance sheet. According to HM Davenport Jr., county judge, the city wants some sort of ...
Glenville NEWS

Colesville NEWS - AIG's woes trickle down to Birmingham company - Birmingham Business Journal


AIG's woes trickle down to Birmingham company
Birmingham Business Journal, AL
That includes AIG Baker and an apartment portfolio partner suing the insurance giant, claiming payments stopped after AIG received a $150 billion bailout from the government last fall, according to the article. AIG Baker, which developed local shopping ...
Val Verde NEWS


Senate proposes $1 tax hike on all tobacco products
Central Florida Political Pulse, FL
... R-Viera, said the package would attempt to balance the scales between the $431 million in taxes tobacco users pay for their products and the $1.25 billion in costs to treat sick smokers through the Medicaid health insurance program. ...
Val Verde NEWS


AIG's woes trickle down to Birmingham company
Bizjournals.com, NC
That includes AIG Baker and an apartment portfolio partner suing the insurance giant, claiming payments stopped after AIG received a $150 billion bailout from the government last fall, according to the article. AIG Baker, which developed local shopping ...
Val Verde NEWS

Winter Haven NEWS - Seven states see jobless rate top 10 percent - Joplin Globe


Seven states see jobless rate top 10 percent
Joplin Globe, MO
Currently, 5.56 million people are drawing state unemployment insurance, the highest on records dating to 1967, the federal government reported Thursday. The crush has exhausted unemployment funds in California, New York and elsewhere, forcing them to ...
West Tehama NEWS


Stronghold Data goes underground to preserve records
Joplin Globe, MO
Stronghold Data recently was recognized by computer giant Intel for using its hardware systems to develop a data storage and recovery system for Barton Mutual, an insurance company in Liberal. Stronghold backs up computer data at its underground sites ...
West Tehama NEWS


EA and Starz Media Go to Hell Together With Animated Movie Based ...
SYS-CON Media (press release), NJ
Just as the poem and game take players on a stunning journey through the nine circles of Hell, the "Dante's Inferno" animated feature will also follow Dante as he travels through limbo, lust, gluttony, greed, anger, heresy, violence, fraud and ...
West Tehama NEWS


Prescription Drug Sales In Canada Hit $21.4 Billion In 2008
AHN
It was a $1.2 percent increase from 2007 level, according to IMS Health. By volume the growth was by 7.1 percent. With the rise in prescriptions filled, there was a shift in purchasing pattern as more Canadians opted for generic medicine over branded ...
West Tehama NEWS


Bangabandhu portrait back in govt offices
The Daily Star, Bangladesh
While briefing newsmen about the outcome of the meeting, Press Secretary to the Prime Minister Abul Kalam Azad said the cabinet also approved National Information and Communications Technology (ICT) Policy 2009, the proposed Insurance Control Authority ...
West Tehama NEWS

Duncanville NEWS - Ships pollution pose health risks to Floridians - ABC Action News


Ships pollution pose health risks to Floridians
ABC Action News, FL
A new study by the National Oceanic and Atmospheric Administration found that commercial vessels generate enough air pollution to pose a significant health concern for coastal communities. The study also found together those ships spew almost as much ...
Cato NEWS


The Governments of Canada and Ontario Reject Automakers ...
SYS-CON Media (press release), NJ
EDC is assessing the extent of its existing Accounts Receivable Insurance coverage for Canadian automotive industry suppliers. The $12-billion Canadian Secured Credit Facility will help improve credit availability for consumers to purchase and lease ...
Cato NEWS


Where's All the Money Coming From?
CounterPunch, CA
These could include the addictive and gambling industries and anti-social behavior such as corporate crime and fraud. Note that companies do not hesitate imposing "penalties" on consumers for far lesser infractions of their private, one-sided, ...
Cato NEWS


Joe Kinnear Confirms Interest In Directorial Role At Newcastle United
Goal.com, Switzerland
Newcastle United manager Joe Kinnear has today implied that a role as the club's director of football would definitely be something he would consider, should his health problems prevent him returning to a front-line management position with the Magpies ...
Cato NEWS


Dolby Showcases Digital Cinema Solutions at ShoWest 2009
Broadcast Newsroom, CA
... proprietary technologies and products based on "open standards;" risks associated with the health of the motion picture industry in general; risks associated with developing, maintaining, and strengthening relationships with industry participants; ...
Cato NEWS


Court won’t revive Va. anti-spam law
KSTP.com, MN
In 2004, Jaynes became the first person in the US to be convicted of a felony for sending unsolicited bulk e-mail. He was sentenced to nine years but is currently serving time in federal prison on an unrelated conviction for securities fraud.
Cato NEWS


'Truly remarkable human beings': Grand Blanc Township couple ...
The Flint Journal - MLive.com, MI
For many, it is the only source of quality health care available. "Before, people had to travel 150 miles for an MRI scan or other speciality services," said AppaRao. "Now the quality of care provided is as good as it is here. ...
Cato NEWS


Georgia Senate Panel Approves Budget
WTVC, TN
State workers - including some who already have been forced to take furlough days off without pay - will pay more for their health insurance, under the proposal. The budget was approved by the Senate Appropriations Committee today. ...
Cato NEWS


Mass. woman gets 2 years for identity theft
WTEN, NY
2 to Social Security fraud and was found guilty at a jury trial two weeks later of aggravated identity theft. Evidence at trial showed that in 2006 Novo used a false name and Social Security number to get a Maine identity card from the Bureau of Motor ...
Cato NEWS

Ennis NEWS - General Motors Shows Strength with Ten Vehicles Earning Vincentric ... - Business Wire (press release)


General Motors Shows Strength with Ten Vehicles Earning Vincentric ...
Business Wire (press release), CA
Each vehicle was evaluated in all 50 states plus DC using a range of annual mileage intervals and insurance profiles. The categories and the winners of Vincentric’s Best Value in America™ for the 2009 model are available at www.vincentric.com. ...
Lake Park NEWS


Developments and Prospects for the European Economy in 2009
Edubourse.com (Communiqué de presse), France
Furthermore, the global dimension of the current crisis shows the need to support trade finance, in particular through traditional instruments of risk insurance. Experience shows that measures aimed at postponing the problems, such as early retirement, ...
Lake Park NEWS


Experian Marketing Services Gives Mailers the Low Down on the 2009 ...
PR Newswire (press release), NY
Clients include organizations from financial services, retail and catalog, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors. Experian plc is listed on the London Stock ...
Lake Park NEWS


International SOS Improves Backups with ExaGrid Systems
SYS-CON Media (press release), NJ
Operating in over 70 countries, International SOS (http://www.internationalsos.com) helps organizations manage the health and safety risks facing their travelers and global workforce. Its services range from consultancy and planning services to 24-hour ...
Lake Park NEWS


News > Unternehmensnachrichten > Humana Appoints Commercial and ...
Ad-Hoc-News (Pressemitteilung), Germany
In her new role, Berry will work closely with insurance agents and brokers, promoting Humana?s complete portfolio of medical and specialty benefits, which includes group health, individual, vision, dental, long-term disability and life insurance ...
Lake Park NEWS


Inquiry into Brian Mulroney's dealings with Karlheinz Shreiber ...
Georgia Straight, Canada
Mulroney kept the money in a safe in his home, and declared the income in 1999 and paid tax on it. Schreiber claims he gave the former prime minister $300000. Schreiber is facing extradition to Germany for bribery and tax fraud.
Lake Park NEWS


In Today’s Economic Crisis, Stimulus Spending Presents New ...
PR-Inside.com (Pressemitteilung), Austria
The American Recovery and Reinvestment Act (ARRA) and other international attempts to right the global economy have unintentionally introduced new opportunities for fraud, according to global risk consulting company Kroll : ( URL: ) . than ever to ...
Lake Park NEWS


Technical Assistant (Oil & Gas Abu Dhabi) Western Expats
news.careerstructure.com, UK
§interacting constantly with PRO for issuance / renewal of visa and work permit related to the UAE immigration & Labour Office, manage health insurance plan, reviewing manpower requisition forms, liaising with the department heads, liaising with ...
Lake Park NEWS

Westport NEWS - Cigarette tax hike effective soon - Martinsville Bulletin


Cigarette tax hike effective soon
Martinsville Bulletin, VA
Tobacco taxes are soaring to finance a major expansion of health insurance for children. President Barack Obama signed that health initiative soon after taking office. Other tobacco products, from cigars to pipes and smokeless, will see similarly large ...
Martinsburg NEWS


Gahanna Resident Found Guilty Of Voter Fraud
NBC4i.com, OH
By Amanda Murphy COLUMBUS, Ohio —A resident of Gahanna has been found guilty of voter registration fraud, a first for Franklin County since 2007. Franklin County resident Cathy E. LaMaster pleaded guilty to voter registration fraud in relation to the ...
Martinsburg NEWS


$11.3 Million Contract Awarded to Intermap Technologies for ...
TMCnet
Demand for NEXTMap data is growing as new commercial applications emerge within the GIS, engineering, automotive, consumer electronics, insurance risk assessment, oil and gas, renewable energy, hydrology, environmental planning, wireless communications ...
Martinsburg NEWS


Homeowner Busted in Insurance Fraud Attempt
Indiana's NewsCenter, IN
By WISE Web News STEUBEN COUNTY, Ind. (Indiana's NewsCenter) - Authorities are considering whether to file charges against a man who allegedly staged a burglary to fake an insurance claim. Officials say a deputy was called to a home in Salem Township ...
Martinsburg NEWS


Study: Cost of Providing Employee Benefits Continues to Rise
Occupational Health Safety, TX
In 2007, the cost of providing health insurance rose 15 percent, averaging $4559 per employee, up from $3961 in 2006. The cost of retirement and savings benefits increased 14 percent, from $2356 per employee to $2694 per employee. ...
Martinsburg NEWS


Janvey proposes procedures to unlock remaining accounts
AntiguaSun, Antigua and Barbuda
Attorney Michael Stanley, who represents some brokers and investors suing Stanford for fraud and Janvey for wrongly freezing their accounts, has stated that to accept Janvey’s proposal could mean they would be blocked from suing to recover their CD ...
Martinsburg NEWS


Capital Region Scrapbook: Schenectady celebrates heritage, eyes ...
Schenectady Gazette, NY
That meant decline of property values, and the necessary additions of more police, health and welfare services. Wyatt pushed for redevelopment, for more air, light and playgrounds in run-down areas of town. A stable population, he believed, ...
Martinsburg NEWS


Testamento biologico: la Fnomceo chiede una pausa di riflessione
Il Bisturi, Italy
30 MAR - Il Comitato Centrale della Federazione Nazionale Ordini dei Medici Chirurghi e Odontoiatri, riunito lo scorso fine settimana a Roma, ha ritenuto di dover far sentire la propria voce dopo l’approvazione da parte del Senato, del disegno di legge ...
Martinsburg NEWS


Anaao: Ccnl, “Chiediamo il rispetto delle regole”
Il Bisturi, Italy
30 MAR – “L’Aran ha compiuto una gravissima violazione delle regole consentendo ad una organizzazione sindacale non rappresentativa, in base alle rilevazioni effettuate dalla stessa Agenzia, di sottoscrivere il Ccnl biennio 2006-2007 dopo 5 mesi dalla ...
Martinsburg NEWS


AIG Delays Funds to Real-Estate Ventures: Report
CNBC, Englewood Cliffs
AIG Global Real Estate, an arm of the insurance company, has interests totaling more than $23 billion across 53 million square feet of real estate, the Journal said. Spending at AIG is being monitored closely by the Federal Reserve after the US ...
Martinsburg NEWS