UNUM RATING FROM NEWYORKSHARES.COM

UNUM RATING FROM NEWYORKSHARES.COM
UNUM RATING FROM NEWYORKSHARES.COM

UNUM, THE UK GOVERNMENT HEALTH ADVISER - THE TRUTH IS TOLD

"Regulatory authorities and courts have now established that Unum/Provident Corporation, the nation's largest disability insurance carrier, was engaged in a program of deliberate bad faith denial of meritorious claims in both ERISA and non-ERISA markets." - http://messageboard.spine-health.com/viewtopic.php?id=4270

UNUM - UK & US - FORMERLY UNUM PROVIDENT EXPOSED - EMPLOYERS YOU HAVE BEEN WARNED!!

This blog exists to make corporate companies and individuals aware of tactics deployed by UNUM and their agents to systematically cancel claims made against their Long Term Disability Plan.

The images you see are real and shocking. Let them serve as a warning to companies, individuals, managers interesting in employing the services of UNUM in the UK or US for payment protection policies.

YOU HAVE BEEN WARNED!!

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

Introduction to the UNUM Long Term Disability Scheme

"We can protect your income and help to preserve the lifestyle of you and your dependants."

This is the UNUM sales pitch which leads people to believe the payments they make will protect them financially if their physical/mental health takes a turn for the worst. How wrong one can be.

Please read my story carefully and protect yourself from a future of misery, physical/mental suffering and financial hardship. I will be naming and shaming Louise Vaughan, Stephen Brown, Stuart Lewis, Lizz Keirnan and Christine Taylor. These people employed all kinds of tactics in an attempt to refuse my claim - including advising me to take steps which would effectively make my claim null and void. Also they employed a private detective to invade the privacy of my family and I. Including camping outside my parent's house for 3 days, reporting the movements of my family, taking pictures, video and most disturbingly breaking into my car to read my private letters.

More UNUM Information

Unum Group, formerly UnumProvident Corporation, is a provider of group and individual income-protection insurance products in the United States and the United Kingdom. The Company also provides a complementary portfolio of other insurance products, including long-term care insurance, life insurance, employer- and employee-paid group benefits, and other related services. Its principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), and Colonial Life & Accident Insurance Company (Colonial), and in the United Kingdom, Unum Limited. The Company operates in three business segments: Unum US, Unum UK and Colonial. Its other segments are the Individual Income Protection – Closed Block segment, the Other segment, and the Corporate segment. Unum US and Unum UK were previously referred to as U.S. Brokerage and Unum Limited.

Tuesday, 30 June 2009

Prominent Dems propose pay plan for health overhaul

Exercise Equipment, Bar Bells, Dumb Bells, Fitness, Cardiovascular, Weights, Running Machines, Rowing Machines

Prominent Dems propose pay plan for health overhaul

Former Senate majority leader Tom Daschle was President Obama's first choice to lead the Health and Human Services Department, and former White House chief ...

Monday, 29 June 2009

A Health 'Reform' To Regret

Exercise Equipment, Bar Bells, Dumb Bells, Fitness, Cardiovascular, Weights, Running Machines, Rowing Machines

A Health 'Reform' To Regret

When Washington is finished improving health care, Americans may be asking the same thing. Certainly the debate will compel them to think more clearly about ...

Thursday, 25 June 2009

US Tsy Auction Rule Change Fuels Jump In Gauge Of Buy-Side Demand

Bargain UK Shopping Internet Links

US Tsy Auction Rule Change Fuels Jump In Gauge Of Buy-Side Demand

The so-called indirect bids, a term used to describe broad interest from buyers both domestic and international, have crept up in recent auctions since the ...

Wednesday, 24 June 2009

Amnesty is not the real answer

Exercise Equipment, Bar Bells, Dumb Bells, Fitness, Cardiovascular, Weights, Running Machines, Rowing Machines

Amnesty is not the real answer

... fighting the next wave of illegal aliens for a limited supply of jobs, only this time from the disadvantage that employers will now choose a workforce where they don't have to pay Social Security, health insurance, and other benefits. ...

Tuesday, 23 June 2009

Treasuries Rise as Auction Draws Higher-Than-Forecast Demand

Bargain UK Shopping Internet Links

Treasuries Rise as Auction Draws Higher-Than-Forecast Demand

The auction, the first of three this week of a record $104 billion in notes, drew the most bids for a two-year sale since September 2007. A class of investors that includes foreign central banks took the biggest share of the securities in at least six ...

BC Partners invests $350 mln in Office Depot

Bargain UK Shopping Internet Links

BC Partners invests $350 mln in Office Depot

... suffer as small business owners and retail consumers spend less on supplies amid the recession, a trend that has also hurt OfficeMax Inc and Staples Inc. To offset the sales decline, Office Depot has been closing stores and laying off workers. ...

Sunday, 14 June 2009

Drug groups seek cure for patent lawsuits

Bicycles, Mountain Bikes, Womens, Mens, Girls, Boys, Tricycles, Racers, Tandem: "Generic drugmakers adapt to survive
As healthcare systems around the world increasingly look for ways to cut costs, pharmaceutical companies are having to take aggressive measures to win market share

Drug groups seek cure for patent lawsuits
The European Generic Medicines Association has called for a system to protect up to 20 per cent of sales from any medicine on which a drug company seeks to maintain its exclusivity"

Saturday, 13 June 2009

Mayor's gay pride u-turn

Bargainplace.co.uk - Yorkshire Internet News: "Mayor's gay pride u-turn - The Star



Mayor's gay pride u-turn
The Star, UK
The move came as police revealed they were preparing to send officers to a planned protest today after internet users proposed a Mansion House rally this morning. South Yorkshire Police said they will be monitoring the area around the Mansion House on ...

04:14
Preventing a repeat of horror abduction - Grimsby Telegraph



Preventing a repeat of horror abduction
Grimsby Telegraph, UK
Now, a new group working in North East Lincolnshire is hoping to teach children how to be more internet savy – and avoid a similar incident happening again. Andy Brookes is the new full-time esafety coordinator. He was appointed by the Yorkshire and ...

04:03
Honours: Order of the British Empire, Civil - OBE - Independent



Honours: Order of the British Empire, Civil - OBE
Independent, UK
(York, North Yorkshire) Fiyaz Mughal. Director, Faith Matters. For services to the voluntary sector. (London, N22) Ms Annie Rosaleen Mullins. Member, Home secretary's Task Force on Child Protection on the Internet. For services to children and young ..."

Wednesday, 10 June 2009

Photography, Digital Cameras, Kodak, Fuji, Nikon, Canon, SLR, Film Cameras, Video Cameras, Mini DV

Photography, Digital Cameras, Kodak, Fuji, Nikon, Canon, SLR, Film Cameras, Video Cameras, Mini DV: "Unconventional photography sale draws crowds (3news)
A number of New Zealand's best known photographers took part in an unconventional art show, as part of the Auckland festival of photography tonight.
07:35
Photography contest winners (Osseo-Maple Grove Press)
The Maple Grove City Council recognized the winners of the Maple Grove Moments Photography Contest at its meeting June 1. Pictured are Diane Schaefer, Jen Auseth, Pat Aldritt, Richard Johnson, Tom Cook, Sharon Ruhland, Rich Moll and Mayor Mark Steffenson.
02:34
Photography competition in Genting Highlands draws 1,328 entries (The Star)
THE Genting Goes Green Flora and Fauna Photography Competition drew tremendous response.
18:55
MONMOUTH: BCA to hold photography show (Monmouth Daily Review Atlas)
MONMOUTH – The Buchanan Center for the Arts will soon be hold the 28th Annual Security Savings Bank Amateur Photography Show.Â
18:04
PR Photography Workshops: June 2009 (Give Me Football)
PA Photocall is a commercial photography department of The Press Association, the UK’s national news agency."

Friday, 5 June 2009

Alcohol risks greater in teen-onset drinkers - Reuters UK (SandLake NEWS)

Alcohol risks greater in teen-onset drinkers - Reuters UK

Alcohol risks greater in teen-onset drinkers
Reuters UK, UK
By Joene Hendry NEW YORK (Reuters Health) - Delaying the start of alcohol drinking might curb subsequent rates of alcohol-related injuries. Interviews with a representative sampling of the US adult population suggest a link between "starting to drink ...

Source: news.google.com

Flat Tax? We already have one! - Nolan Chart LLC

Flat Tax? We already have one!
Nolan Chart LLC, VA
President Roosevelt understood that any attempt to enforce a "pension" or "insurance" program upon the American citizen was foolish. The Federal Government is only authorized by the Constitution to raise taxes. Yet he saw, and there most certainly was, ...

Source: news.google.com

The Week on Forum: Downtown buskers, online reds, Timecrimes, and ... - Isthmus Daily Page

The Week on Forum: Downtown buskers, online reds, Timecrimes, and ...
Isthmus Daily Page, WI
Seriously, in the middle of the most serious economic crisis since the Great Depression you close up a soup kitchen in one of the poorest neighborhoods in Madison while sitting on a huge insurance payout for a new cathedral that is never going to be ...

Source: news.google.com

Fitch Affirms Trustmark Insurance Company's 'A-' IFS Rating ... - Earthtimes (press release)

Fitch Affirms Trustmark Insurance Company's 'A-' IFS Rating ...
Earthtimes (press release), UK
Fitch's primary concern involves Trustmark's modest competitive position in the health insurance market, where size and network strength have become crucial to maintaining market position. Premiums in the company's health insurance business continue to ...

Source: news.google.com

SPECIAL REPORT: Facing Pay Cuts, Furloughs to Avoid Layoffs - Editor & Publisher

SPECIAL REPORT: Facing Pay Cuts, Furloughs to Avoid Layoffs
Editor & Publisher
"You keep your job, your insurance, and the pay cut is not permanent." But having experienced two furloughs thus far, Spalding says he wonders how may more will follow: "You don't know if there is going to be a third furlough, a fourth furlough, ...

Source: news.google.com

Clarington councillors fire up incineration fight - Newsdurhamregion.com (Covina NEWS)

Clarington councillors fire up incineration fight - Newsdurhamregion.com

Clarington councillors fire up incineration fight
Newsdurhamregion.com, Canada
"I have concerns about the danger to human health, the danger to the environment and the prohibitive cost," Coun. Woo said. "We've heard time and again 'we have to move the process along.' Well, the witching hour is upon us and time is running out. ...

Source: news.google.com

Low average wages in NCW's agriculture-dependent counties - The Wenatchee World Online

Low average wages in NCW's agriculture-dependent counties
The Wenatchee World Online, WA
Average weekly wage data are derived from records of only those workers who are covered by state and federal unemployment insurance. The self-employed and illegal immigrants are not counted. The nine largest counties in Washington account for nearly 82 ...

Source: news.google.com

Tesco home and car insurance offers free pressure washer - MyFinances.co.uk (Lynn Haven NEWS)

Tesco home and car insurance offers free pressure washer - MyFinances.co.uk

Tesco home and car insurance offers free pressure washer
MyFinances.co.uk, UK
Tesco home and car insurance are offering new customers a free Karcher pressure washer worth £100. When new customers buy either insurance policy before July 23rd, and have a Tesco Clubcard, they will receive a letter entitling them to a pressure ...

Source: news.google.com

Sides differ over San Leandro Hospital finances - The Argus

Sides differ over San Leandro Hospital finances
The Argus, CA
The cost of providing services exceeds reimbursements from public and private insurance programs, as well as personal payments, he said. Occupancy also is down at the hospital, licensed for 122 inpatient beds, although some hospital wards are closed ...

Source: news.google.com

This week's Retail Week garden and pet round-up - GleeWire

This week's Retail Week garden and pet round-up
GleeWire, UK
The British Retail Consortium launched its British Retailing: A commitment to Health report this week. It claimed retailers are responding to the demand for healthier choices and more nutritional information and driving change faster than legislation ...

Source: news.google.com

Zille: Three points of concern in Zuma's address - Politicsweb

Zille: Three points of concern in Zuma's address
Politicsweb, South Africa
That is why it chose four of its MPs implicated in the Travelgate fraud scandal to head up powerful parliamentary oversight committees. These four MPs jointly defrauded Parliament of close to R1m of taxpayers' money, yet the ANC deemed it fit to reward ...

Source: news.google.com

Report: US pushing for shake-up at Citigroup - Forbes

Report: US pushing for shake-up at Citigroup
Forbes, NY
AP , 06.05.09, 09:06 AM EDT NEW YORK -- The Federal Deposit Insurance Corp. is pressing for a management shake-up at embattled bank Citigroup Inc., putting CEO Vikram Pandit in the hot seat, a report said Friday. The report from The Wall Street Journal ...

Source: news.google.com

Most Read Articles - Indian Express

Most Read Articles
Indian Express, India
That's when it starts to slow down, when hormonal changes start playing with your health. It's also the time to start making amends for all the resolutions you have broken over the years. “Basal metabolic rate or BMR—the rate at which your body burns ...

Source: news.google.com

Tuesday, 2 June 2009

Llano NEWS - WHO: Swine flu alert - WOOD-TV

WHO: Swine flu alert - WOOD-TV

WHO: Swine flu alert
WOOD-TV, MI
GENEVA (AP) - The World Health Organization said Tuesday it is "getting closer" to declaring a global outbreak of the swine flu virus as the infection appears to be taking hold outside of North America. WHO flu chief Keiji Fukuda said the disease has ...

Source: news.google.com

Root NEWS - Death of respected councillor - Stockport Express

Death of respected councillor - Stockport Express

Death of respected councillor
Stockport Express, UK
A STOCKPORT councillor who had been experiencing health problems over the past year has died at the age of 63. David Owen, who represented the Reddish North ward since being elected in 2000, became the deputy mayor of Stockport in 2004, ...

Source: news.google.com

Teenagers: Be an undercover NHS investigator - Times-Series

Teenagers: Be an undercover NHS investigator
Times-Series, UK
By tomasz johnson » TEENAGERS from Barnet are needed to go undercover to rate the quality of health services in the borough. Teams of young people between the ages of 11 and 19 will play the part of 'mystery shoppers' and rate whether GPs, ...

Source: news.google.com

Politico: Sen. Gregg would require all adults to buy health coverage - The Union Leader

Politico: Sen. Gregg would require all adults to buy health coverage
The Union Leader, NH
But at the same time, he rejected Democratic calls for a public insurance option to compete with private plans. “I stepped back one week and said, 'Let's hold it. What would I do if I could do what I thought was most effective? ...

Source: news.google.com

Kan. doctor refused to quit: `I know they need me' - KSTP

Kan. doctor refused to quit: `I know they need me'
KSTP, MN
"Prenatal testing without prenatal choices is medical fraud," he declared. Colleagues said Tiller's office walls were lined with letters from patients expressing their thanks. One woman who turned to him was Miriam Kleiman, of northern Virginia. ...

Source: news.google.com

Cincinnati Financial enters Colorado market - Cincinnati Business Courier

Cincinnati Financial enters Colorado market
Cincinnati Business Courier,  United States
Cincinnati Financial Corp. said it will enter Colorado with the appointment of Moody's Insurance Agency in Denver to offer the property/casualty lines of its Cincinnati Insurance Co. subsidiary. The insurer said it expects to appoint eight more ...

Source: news.google.com

Red Wings at Penguins Spread, Moneyline, Trends & Matchups - The Spread

Red Wings at Penguins Spread, Moneyline, Trends & Matchups
The Spread, MI
Detroit, for example, got insurance goals in each of the first two games from rookie Justin Abdelkader, who spent all but two games this season in the minors, while defenseman Jonathan Ericsson had the pivotal goal in Game 2 only a few days after ...

Source: news.google.com

Cats are free in Baltimore in June - ohmidog!

Cats are free in Baltimore in June
ohmidog!, MD
“You will get a loving companion who has been spayed or neutered, vaccinated for rabies and bordatella, de-wormed, Felv tested, and provided with a flea preventative, a general examination, a food sample, and even a month of free health insurance.”

Source: news.google.com

Monday, 1 June 2009

Penn Valley NEWS - Teen pregnancy boosts girls' risk of getting fat - Vancouver Sun

Teen pregnancy boosts girls' risk of getting fat - Vancouver Sun

Teen pregnancy boosts girls' risk of getting fat
Vancouver Sun,  Canada
NEW YORK (Reuters Health) - Young women who have children in their teens are at greater risk of becoming fat than their peers who don't get pregnant, new research shows. "Our findings are potentially important because adolescence has been identified as ...

Source: news.google.com

Healthcare groups detail cost-containment plans - The Hill

Healthcare groups detail cost-containment plans
The Hill, DC
The chief executives of the Advanced Medical Technology Association, the American Hospital Association, the American Medical Association, America's Health Insurance Plans, the Pharmaceutical Research and Manufacturers of America and the Service ...

Source: news.google.com

DeSoto sees first swine flu case - DeSoto Times Today

DeSoto sees first swine flu case
DeSoto Times Today, MS
By staff reports JACKSON - The first case of H1N1 swine flu has been confirmed in DeSoto County, according to the Mississippi State Department of Health. The number of H1N1 swine flu cases in Mississippi has reached 34. In addition to DeSoto County, ...

Source: news.google.com

Wisconsin would be 2nd state to issue driver's cards to illegal ... - Green Bay Press Gazette

Wisconsin would be 2nd state to issue driver's cards to illegal ...
Green Bay Press Gazette, WI
And insurance companies could not cancel or refuse coverage to someone simply for holding one of the cards. Doyle didn't propose the idea even though the Democratic-controlled budget committee approved it. The governor has said he believes it may have ...

Source: news.google.com

Suit against Ala. antique gun collector dismissed - San Luis Obispo Tribune

Suit against Ala. antique gun collector dismissed
San Luis Obispo Tribune, CA
Salisbury was acquitted of fraud and other charges at his criminal trial last year. He argued that Frazier wanted to pay him secret commissions for acquiring the guns, but then turned on him when it came time to account to the IRS.

Source: news.google.com