UNUM RATING FROM NEWYORKSHARES.COM

UNUM RATING FROM NEWYORKSHARES.COM
UNUM RATING FROM NEWYORKSHARES.COM

UNUM, THE UK GOVERNMENT HEALTH ADVISER - THE TRUTH IS TOLD

"Regulatory authorities and courts have now established that Unum/Provident Corporation, the nation's largest disability insurance carrier, was engaged in a program of deliberate bad faith denial of meritorious claims in both ERISA and non-ERISA markets." - http://messageboard.spine-health.com/viewtopic.php?id=4270

UNUM - UK & US - FORMERLY UNUM PROVIDENT EXPOSED - EMPLOYERS YOU HAVE BEEN WARNED!!

This blog exists to make corporate companies and individuals aware of tactics deployed by UNUM and their agents to systematically cancel claims made against their Long Term Disability Plan.

The images you see are real and shocking. Let them serve as a warning to companies, individuals, managers interesting in employing the services of UNUM in the UK or US for payment protection policies.

YOU HAVE BEEN WARNED!!

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

Introduction to the UNUM Long Term Disability Scheme

"We can protect your income and help to preserve the lifestyle of you and your dependants."

This is the UNUM sales pitch which leads people to believe the payments they make will protect them financially if their physical/mental health takes a turn for the worst. How wrong one can be.

Please read my story carefully and protect yourself from a future of misery, physical/mental suffering and financial hardship. I will be naming and shaming Louise Vaughan, Stephen Brown, Stuart Lewis, Lizz Keirnan and Christine Taylor. These people employed all kinds of tactics in an attempt to refuse my claim - including advising me to take steps which would effectively make my claim null and void. Also they employed a private detective to invade the privacy of my family and I. Including camping outside my parent's house for 3 days, reporting the movements of my family, taking pictures, video and most disturbingly breaking into my car to read my private letters.

More UNUM Information

Unum Group, formerly UnumProvident Corporation, is a provider of group and individual income-protection insurance products in the United States and the United Kingdom. The Company also provides a complementary portfolio of other insurance products, including long-term care insurance, life insurance, employer- and employee-paid group benefits, and other related services. Its principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), and Colonial Life & Accident Insurance Company (Colonial), and in the United Kingdom, Unum Limited. The Company operates in three business segments: Unum US, Unum UK and Colonial. Its other segments are the Individual Income Protection – Closed Block segment, the Other segment, and the Corporate segment. Unum US and Unum UK were previously referred to as U.S. Brokerage and Unum Limited.

Thursday, 30 July 2009

Mean Street: In Vino Veritas at the White House

Mean Street: In Vino Veritas at the White House

Mean Street: In Vino Veritas at the White House

Didn't you see the lousy results of yesterday's Treasury auctions? Orszag: Oh, that deficit? That will get much worse. Tim, you know it has to. ...

Thursday, 23 July 2009

Hume NEWS - Thomas M. Hagen - Grand Forks Herald

Thomas M. Hagen - Grand Forks Herald

Thomas M. Hagen
Grand Forks Herald
In 1986 he started Hagen Insurance in Grafton and owned and operated that until retiring. Pat died on Feb. 13, 2007 and in November of 2007 he moved to ...


Source: news.google.com

Dozens held in US corruption probe - TeleText

TeleText

Dozens held in US corruption probe
TeleText
The informant - a real estate developer charged with bank fraud three years ago - posed as a crooked businessman and paid a string of public officials tens ...

and more »

Source: news.google.com

BRIEF: Parkvale Financial Corp. second-quarter income drops - Trading Markets (press release)

BRIEF: Parkvale Financial Corp. second-quarter income drops
Trading Markets (press release)
The decrease reflects increases of $926000 in FDIC insurance and $808000 in the provision for loan losses, along with a $108000 decrease in non-interest ...


Source: news.google.com

Dy paramedical officer in ACB net - Express Buzz

Dy paramedical officer in ACB net
Express Buzz
The other properties include a car, two motorcycles, gold weighing 114 tola worth Rs 13 lakh, insurance premium worth Rs 80000, chit funds worth Rs 2.50 ...


Source: news.google.com

Obama healthplan delayed - trouble ahead? - KHQ Right Now

Obama healthplan delayed - trouble ahead?
KHQ Right Now
For example, while the health committee bill calls for a government insurance plan to compete with private carriers, the Finance negotiators are looking at ...

and more »

Source: news.google.com

Passport thieves hit Lynn school's France trip - Lynn News

Passport thieves hit Lynn school's France trip
Lynn News
Insurance was also being looked into, as it was realised a charge would be made for the documents to be replaced. Some youngsters, having returned from the ...


Source: news.google.com

Dy paramedical officer in ACB net - Express Buzz

Dy paramedical officer in ACB net
Express Buzz
... on the Hanamkonda residence of A Jaggam Raju, the deputy paramedical officer in the office of the District Medical and Health Office (AIDS and Leprosy). ...


Source: news.google.com

Second-quarter profits plummet 87%, PNC reports - Trading Markets (press release)

Second-quarter profits plummet 87%, PNC reports
Trading Markets (press release)
31 takeover of National City subtracted about $125 million from profit, while the special assessment by the Federal Deposit Insurance Corp. took another ...

and more »

Source: news.google.com

Dozens held in US corruption probe - Whitchurch Herald

Dozens held in US corruption probe
Whitchurch Herald
The informant - a real estate developer charged with bank fraud three years ago - posed as a crooked businessman and paid a string of public officials tens ...

and more »

Source: news.google.com

Wednesday, 22 July 2009

PRESS DIGEST - New York Times business news (Cocoa Beach NEWS) - July 23 - Reuters India

PRESS DIGEST - New York Times business news - July 23 - Reuters India

PRESS DIGEST - New York Times business news - July 23
Reuters India
The US pharmaceutical industry has remained relatively unscathed so far in Washington's effort to overhaul the nation's health care system. ...


Source: news.google.com

HIV, TB prompt Hinds jail upgrades - Jackson Clarion Ledger

HIV, TB prompt Hinds jail upgrades
Jackson Clarion Ledger
Hinds County is facing costly upgrades at the jail in Raymond after the Mississippi Department of Health discovered more than two dozen cases of ...


Source: news.google.com

Obama rallies support for struggling health revamp - KIVI-TV

Obama rallies support for struggling health revamp
KIVI-TV
WASHINGTON (AP) — Six months in office, President Barack Obama sought Wednesday night to rally support for sweeping health care legislation he's struggling ...

and more »

Source: news.google.com

Wells Fargo profit beats forecast - News & Observer

Wells Fargo profit beats forecast
News & Observer
Wells Fargo said its results also reflected a $700 million credit-reserve build, a $565 million charge to bolster a federal deposit insurance fund, ...

and more »

Source: news.google.com

It Feels So Good When I Stop - The Phoenix

It Feels So Good When I Stop
The Phoenix
I decided to dick around until the summer and not think about my limited prospects, my withering University Health Insurance, and the looming crush of ...


Source: news.google.com

It Feels So Good When I Stop - The Phoenix

It Feels So Good When I Stop
The Phoenix
I decided to dick around until the summer and not think about my limited prospects, my withering University Health Insurance, and the looming crush of ...


Source: news.google.com

Obama rallies support for health revamp - Jackson Clarion Ledger

Obama rallies support for health revamp
Jackson Clarion Ledger
AP • July 23, 2009 WASHINGTON — Six months in office, President Barack Obama sought Wednesday night to rally support for sweeping health care legislation ...

and more »

Source: news.google.com

South Attleboro 12, Westwood 0 (7 inn.): Not enough left for Post 320 - Daily News Transcript

South Attleboro 12, Westwood 0 (7 inn.): Not enough left for Post 320
Daily News Transcript
Sementelli capped off the inning with a base hit to right for what proved to be a key insurance run. Homer appeared to break the game open with a gap shot ...


Source: news.google.com

Ontario to protect CA monopoly - Financial Post

Ontario to protect CA monopoly
Financial Post
... argue -- as the CA profession is arguing -- that only audits conducted by CAs are effective bulwarks against fraud, failure and corporate malfeasance. ...


Source: news.google.com

Gordon Brown: I have sympathy for Gary McKinnon - Telegraph.co.uk

Telegraph.co.uk

Gordon Brown: I have sympathy for Gary McKinnon
Telegraph.co.uk
... Three,” businessmen Giles Darby, David Bermingham and Gary Mulgrew, who were charged with seven counts of wire fraud against a division of the bank. ...

and more »

Source: news.google.com

Obama seeks action (Elba NEWS) on health reform - Aljazeera.net

Obama seeks action on health reform - Aljazeera.net

Obama seeks action on health reform
Aljazeera.net
"If we do not act, 14000 Americans will continue to lose their health insurance every single day. These are the consequences of inaction. ...


Source: news.google.com

US Small-Caps Close Higher On Strong Tech, Banks - Wall Street Journal

US Small-Caps Close Higher On Strong Tech, Banks
Wall Street Journal
... company reported second-quarter earnings double what analysts had been expecting, partially due to a fire insurance recovery that boosted the figure. ...


Source: news.google.com

US Small-Caps Close Higher On Strong Tech, Banks - Wall Street Journal

US Small-Caps Close Higher On Strong Tech, Banks
Wall Street Journal
Some larger banks and health-care firms didn't match newly improved guidance and fell as a result. Small stocks, however, haven't yet flooded the market ...


Source: news.google.com

Budget deal still on track - Contra Costa Times

Budget deal still on track
Contra Costa Times
For example, the sale of the State Compensation Insurance Fund assumes a $1 billion windfall, though the Legislative Analysts Office said it's highly ...


Source: news.google.com

CCP cuts worker's salaries, strike imminent - Times of India

CCP cuts worker's salaries, strike imminent
Times of India
... Sanjit Rodrigues for stopping the budget from being passed two weeks ago and putting things in order or it would have been yet another fraud. ...


Source: news.google.com

Obama seeks action on health reform - Aljazeera.net

Obama seeks action on health reform
Aljazeera.net
"If we do not act, 14000 Americans will continue to lose their health insurance every single day. These are the consequences of inaction. ...


Source: news.google.com

Defiant Ahmadinejad defends controversial VP - Maktoob Business

Defiant Ahmadinejad defends controversial VP
Maktoob Business
... post-poll crackdown on his supporters, Mousavi has remained defiant in protesting against Ahmadinejad's re-election, calling it a "shameful fraud". ...

and more »

Source: news.google.com

What isn't (Palmdale NEWS) Bachmann telling us about Obama's birth certificate? - Minnesota Independent

What isn't Bachmann telling us about Obama's birth certificate? - Minnesota Independent

What isn't Bachmann telling us about Obama's birth certificate?
Minnesota Independent
She was still bitching about it last Friday on local radio, straying from the topic of health care reform: We voted on a bill that would send millions of ...


Source: news.google.com

US Bancorp 2Q profit tumbles 76 percent - The Post-Standard - Syracuse.com

US Bancorp 2Q profit tumbles 76 percent
The Post-Standard - Syracuse.com
... higher costs to cover rising loan losses, as well as a charge to repay government bailout funds and a special fee to the Federal Deposit Insurance Corp. ...

and more »

Source: news.google.com

2 Mumbai residents among 8 booked for immigration fraud - Chandigarh Newsline

2 Mumbai residents among 8 booked for immigration fraud
Chandigarh Newsline
Mohali The Mohali police have booked eight persons, two of them residents of Mumbai, for running an immigration racket and duping people on the pretext of ...


Source: news.google.com

Former Ala. legislator given 2½ years in prison - Montgomery Advertiser

Former Ala. legislator given 2½ years in prison
Montgomery Advertiser
Sue Schmitz has been sentenced to two and a-half years in federal prison for her fraud conviction. US District Judge David Proctor sentenced Schmitz in ...

and more »

Source: news.google.com

Pelosi: House Dems have the votes on health care - Herald Zeitung

Pelosi: House Dems have the votes on health care
Herald Zeitung
AP Special Correspondent AP Photo/Evan Vucci WASHINGTON (AP) -- Democrats command the votes needed to pass a sweeping health care bill through ...

and more »

Source: news.google.com

"Hatch Leaves Senate Health-Care Talks" [NRO Staff] - National Review Online Blogs

"Hatch Leaves Senate Health-Care Talks" [NRO Staff]
National Review Online Blogs
Orrin Hatch has taken himself out of bipartisan group of Finance Committee members drafting the health-care bill. "Some of the things they're talking about, ...


Source: news.google.com

Liars. GOP: UnitedHealth is "independent" "nonpartisan" objective? - Daily Kos

Liars. GOP: UnitedHealth is "independent" "nonpartisan" objective?
Daily Kos
But I didn't know it had come from a health insurance company's own research wing, the consulting firm, Lewin Group. Don't listen to the GOP unless you want ...

and more »

Source: news.google.com

After-school programs in Hartford say they aren't being given the ... - New Haven Advocate

After-school programs in Hartford say they aren't being given the ...
New Haven Advocate
"We used to get a lot of grants from local insurance companies and banks," said Tripp. "That's dried up." Last week, Tripp attended the city council meeting ...


Source: news.google.com

Science czar denies coercive population control views - BP News

Science czar denies coercive population control views
BP News
... do not recommend it, “but their objections to it are merely practical and health-related, not moral or stemming from any concern for human freedom. ...

and more »

Source: news.google.com

A half marathon fueled by faith - BP News

A half marathon fueled by faith
BP News
"I have a 17-year-old at home and when I turned 40 years old, I knew I had to do something about my health," Farmer said. "So I started running, ...


Source: news.google.com

ACORN challenges law against voter registration quotas - Pittsburgh Post Gazette (Plant City NEWS)

ACORN challenges law against voter registration quotas - Pittsburgh Post Gazette

ACORN challenges law against voter registration quotas
Pittsburgh Post Gazette
"Contrary to claims made by ACORN's critics, the organization derives no benefit, financial or otherwise, from workers who engage in fraud or submit ...

and more »

Source: news.google.com

Americans, Not Washington, Will Determine Health Care. So Where's ... - Huffington (Riverside NEWS) Post

Americans, Not Washington, Will Determine Health Care. So Where's ... - Huffington Post

Americans, Not Washington, Will Determine Health Care. So Where's ...
Huffington Post
When President Obama takes his case for health care to the American people tonight, his job is this: re-energize the large base of Americans who were ...

and more »

Source: news.google.com

Newest system mechanic adds energy boost, more - TMCnet (Ashford NEWS)

Newest system mechanic adds energy boost, more - TMCnet

Newest system mechanic adds energy boost, more
TMCnet
The EnergyBooster button I first mentioned appears on SM9's new PC Health Status Gadget that gives you an easy, at-a-glance overview of your PC's ...

and more »

Source: news.google.com

Frost & Sullivan: Frost & Sullivan: Russians Willing to Pay Most ... - TMCnet

Frost & Sullivan: Frost & Sullivan: Russians Willing to Pay Most ...
TMCnet
... Market for Telematics Based Pay As You Drive Insurance Systems and Executive Update of European Passenger Vehicle Telematics and Infotainment Markets. ...

and more »

Source: news.google.com

SaintArmand NEWS - How about if we say we're sorry? - Salina Journal

How about if we say we're sorry? - Salina Journal

How about if we say we're sorry?
Salina Journal
The people at the University of Michigan Health System remember that lesson. They've found that when they make a mistake, instead of going into bunker mode, ...


Source: news.google.com

All's well that ends well after woman falls in dry well - Salina Journal

All's well that ends well after woman falls in dry well
Salina Journal
Lacharite called emergency dispatchers on her cell phone and was taken to Salina Regional Health Center, where she was treated and released. ...


Source: news.google.com

Birmingham school governor admits carrying out £23000 fraud - BirminghamMail.net

Birmingham school governor admits carrying out £23000 fraud
BirminghamMail.net
... a governor at St Lawrence Junior School in Bunbury Road, Northfield, appeared at the city's Crown Court and pleaded guilty to nine charges of fraud. ...


Source: news.google.com

Alcohol and Dementia - About - News & Issues

Alcohol and Dementia
About - News & Issues
Also, other health issues weren't reported on (like liver health). Furthermore, anyone who had some mild cognitive dysfunction who drank did poorly. ...


Source: news.google.com

Commercial Insurance Account Executive - Careers and Jobs UK

Commercial Insurance Account Executive
Careers and Jobs UK
Your role will be focused around generating and converting commercial insurance opportunities across a wide range of sectors, and developing a profitable ...


Source: news.google.com

Road upgrade project takes step forward - Salina Journal

Road upgrade project takes step forward
Salina Journal
Jo Funk, coordinator of environmental health for the Salina-Saline County Health Department, said the revisions, which all have to do with water wells and ...


Source: news.google.com

Feds will act on report: Minister - Sault Star

Feds will act on report: Minister
Sault Star
Federal Agriculture Minister Gerry Ritz pledged action yesterday after an investigation into last year's deadly listeriosis outbreak found changes have to ...

and more »

Source: news.google.com

Tuesday, 21 July 2009

Zaldiva Inc. Enhancing Franchise Model with Streaming In-Store

Bargain UK Shopping Internet Links

Zaldiva Inc. Enhancing Franchise Model with Streaming In-Store ...

Zaldiva.com) which operates in conjunction with a series of ancillary websites in addition to its full auction house capabilities. ...

Monday, 20 July 2009

Gem Authority ignores Co-ordinating Com. instructions

Bargain UK Shopping Internet Links

Gem Authority ignores Co-ordinating Com. instructions

He said that it was the practice to auction sections of Kaluganga for gem mining but several gem miners were dissatisfied with the manner the auctions were

Plea deal fails, murder case goes to trial

Vodafone Mobile Phone Auctions, Repairs, Unlock Codes, Unlocked, Handsets, On Contract, Nokia, Samsung, Motorola, LG, Blackberry

Plea deal fails, murder case goes to trial

Bell said he grabbed some cell phones while Livingston took cash. Bell added he left the store first, at which time he heard a gunshot and saw Livingston ...

Blind can take wheel with vehicle designed by university

Motor Cars, Spares, Repairs, Sales, Dealers, Parts

Blind can take wheel with vehicle designed by university ...

Although in the early testing stage, the National Federation of the Blind -- which spurred the project -- considers the vehicle a major breakthrough for ...

Sunday, 19 July 2009

Bowie paints to save lives

Bargain UK Shopping Internet Links

Bowie paints to save lives

It is evident that people buy generously at charity art auctions, even as the rest of the world including the once buoyant art market is suffering the ...

Maoist aide arrested, explosives seized

Vodafone Mobile Phone Auctions, Repairs, Unlock Codes, Unlocked, Handsets, On Contract, Nokia, Samsung, Motorola, LG, Blackberry

Maoist aide arrested, explosives seized

Jharkhand police Sunday said they have arrested a suspected arms and cell phone sim card supplier of Maoist rebels who led the ...

Nostalgia for sale at car show

Bargain UK Shopping Internet Links

Nostalgia for sale at car show

The event by Mecum Auctions of Marengo, Ill., featured an auction of more than 400 classic collector and muscle cars, trucks, even a few tractors and a dune ...

Friday, 17 July 2009

Even the Recession Can Create Winners

Bargain UK Shopping Internet Links

Even the Recession Can Create Winners

They have created the hub of an online marketplace for business-to-business auctions of invoices--kind of like an Ebay selling only accounts receivable. ...

Apollo 11 Moon landing: Michael Collins' space suit up for auction

Bargain UK Shopping Internet Links

Apollo 11 Moon landing: Michael Collins' space suit up for auction

A space suit worn by the astronaut Michael Collins who took part in the momentous Apollo 11 Moon landings mission is being sold at auction 40 years later. ...

Wednesday, 15 July 2009

'I have cancer, but cancer does not have me'

Bargain UK Shopping Internet Links

'I have cancer, but cancer does not have me'

Frazee resident Beth Kilfoyl along with Diane Ladwig organized an evening that will have music, food, live and silent auctions and Pat Furey will also have ...

Monday, 13 July 2009

Stephen King's CELL will now ring as TV miniseries

Vodafone Mobile Phone Auctions, Repairs, Unlock Codes, Unlocked, Handsets, On Contract, Nokia, Samsung, Motorola, LG, Blackberry

Stephen King's CELL will now ring as TV miniseries

The 2006 novel sees the population of America transformed into mindless, rampaging killers by a signal sent through their cell phones. ...

Citizens urged to keep vehicles locked

Vodafone Mobile Phone Auctions, Repairs, Unlock Codes, Unlocked, Handsets, On Contract, Nokia, Samsung, Motorola, LG, Blackberry

Citizens urged to keep vehicles locked

He reported that 70 percent of calls are being made from wireless phones and that not all cell phones tell the call taker the exact location of the person. ...

Sunday, 12 July 2009

New Businesses Opening In Caddo

Photography, Digital Cameras, Kodak, Fuji, Nikon, Canon, SLR, Film Cameras, Video Cameras, Mini DV

New Businesses Opening In Caddo

A photography studio is also going in down the street and another sporting goods store. 'I think it's better,' said Holder. 'People will have more to do. ...

Patriots Defeat Riversharks 6-2

Ford cars, spares, wing mirrors, wheels, tyres, engine, parts

Patriots Defeat Riversharks 6-2

The 2009 Somerset Patriots Season presented by Ford will continue on the road until Friday, July 17th when the Patriots return home with a 7:05 pm game ...

Loans made by Keydata chief

Ford cars, spares, wing mirrors, wheels, tyres, engine, parts

Loans made by Keydata chief

Court documents show that Stewart Ford lent $3.25m to David Elias, who managed funds that Keydata sold on to its clients. The loan, made in October last ...

Penny Stock Chaser Announces Investment Opinion on Citigroup Inc

Ford cars, spares, wing mirrors, wheels, tyres, engine, parts

Penny Stock Chaser Announces Investment Opinion on Citigroup Inc ...

Penny Stock Chaser is watching the following stocks: Citigroups Inc, CIT Group, Ford Motor Co, Dell Inc...

Fourth Dimension Unveils First Nettop in Saudi Arabia

Home Computers, Dell, IBM, Compaq, Advent, Base Units, Tower Units, Keyboards, LCD Monitors, Mice, Printers, Scanners

Fourth Dimension Unveils First Nettop in Saudi Arabia

Fourth Dimension, a Saudi computer assembly company, has unveiled a new family of 'Leeno Mini PC' Nettop computers using Intel Atom ...