UNUM RATING FROM NEWYORKSHARES.COM

UNUM RATING FROM NEWYORKSHARES.COM
UNUM RATING FROM NEWYORKSHARES.COM

UNUM, THE UK GOVERNMENT HEALTH ADVISER - THE TRUTH IS TOLD

"Regulatory authorities and courts have now established that Unum/Provident Corporation, the nation's largest disability insurance carrier, was engaged in a program of deliberate bad faith denial of meritorious claims in both ERISA and non-ERISA markets." - http://messageboard.spine-health.com/viewtopic.php?id=4270

UNUM - UK & US - FORMERLY UNUM PROVIDENT EXPOSED - EMPLOYERS YOU HAVE BEEN WARNED!!

This blog exists to make corporate companies and individuals aware of tactics deployed by UNUM and their agents to systematically cancel claims made against their Long Term Disability Plan.

The images you see are real and shocking. Let them serve as a warning to companies, individuals, managers interesting in employing the services of UNUM in the UK or US for payment protection policies.

YOU HAVE BEEN WARNED!!

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

Introduction to the UNUM Long Term Disability Scheme

"We can protect your income and help to preserve the lifestyle of you and your dependants."

This is the UNUM sales pitch which leads people to believe the payments they make will protect them financially if their physical/mental health takes a turn for the worst. How wrong one can be.

Please read my story carefully and protect yourself from a future of misery, physical/mental suffering and financial hardship. I will be naming and shaming Louise Vaughan, Stephen Brown, Stuart Lewis, Lizz Keirnan and Christine Taylor. These people employed all kinds of tactics in an attempt to refuse my claim - including advising me to take steps which would effectively make my claim null and void. Also they employed a private detective to invade the privacy of my family and I. Including camping outside my parent's house for 3 days, reporting the movements of my family, taking pictures, video and most disturbingly breaking into my car to read my private letters.

More UNUM Information

Unum Group, formerly UnumProvident Corporation, is a provider of group and individual income-protection insurance products in the United States and the United Kingdom. The Company also provides a complementary portfolio of other insurance products, including long-term care insurance, life insurance, employer- and employee-paid group benefits, and other related services. Its principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), and Colonial Life & Accident Insurance Company (Colonial), and in the United Kingdom, Unum Limited. The Company operates in three business segments: Unum US, Unum UK and Colonial. Its other segments are the Individual Income Protection – Closed Block segment, the Other segment, and the Corporate segment. Unum US and Unum UK were previously referred to as U.S. Brokerage and Unum Limited.

Wednesday, 25 November 2009

Take care when going abroad - New Straits Times (Winterhaven-Bard NEWS)

Take care when going abroad - New Straits Times

Take care when going abroad
New Straits Times
Health director-general Tan Sri Dr Ismail Merican said the World Health Organisation's surveillance of the influenza virus in Europe showed that most of the ...

and more »

Source: news.google.com

Woolworths maintains 2009-10 guidance, business investment falls 3.9%: Economy ... - SmartCompany.com.au

Woolworths maintains 2009-10 guidance, business investment falls 3.9%: Economy ...
SmartCompany.com.au
Life insurance offices increased by 9% to $15.4 billion, public unit trusts jumped by 3% to $8.5 billion and common funds jumped by 3% to $0.2 billion. ...


Source: news.google.com

Tower Australia results scolded by market as shares tumble - The Australian

Tower Australia results scolded by market as shares tumble
The Australian
IS it your columnist's fevered imagination, or has the life insurance sector stepped up a notch or two in competitive intensity? We tender a flyer, ...


Source: news.google.com

NIAGARA COUNTY: More casino funds eyed for attorney fees - Lockport Union-Sun & Journal

NIAGARA COUNTY: More casino funds eyed for attorney fees
Lockport Union-Sun & Journal
Surveys for insurance policy review. Spanish/English a Must. ft/pt & Sat. No sales/coll...>MORE SALES. Joe Cecconi's Chrysler Complex, 2380 Military Road, ...


Source: news.google.com

Who Owns The Forklift? - KPVI-TV

Who Owns The Forklift?
KPVI-TV
Butler is also talking with law enforcement about possible fraud charges against the contractor. But that case will likely move slowly while the bank wants ...


Source: news.google.com

Chairs of NFL concussion panel resign - Bennington Banner

Chairs of NFL concussion panel resign
Bennington Banner
"However, and particularly when player health and safety is involved, we always strive to do better." Goodell publicly has been increasing his focus on ...


Source: news.google.com

Companies step up background checks of prospective employees - Times of India

Companies step up background checks of prospective employees
Times of India
Battling a marked rise in the incidence of fraud by employees — a recent study by risk consultancy Kroll showed that fraud is increasing twice as fast in ...


Source: news.google.com

TOWER premiums rise 15pc and wins mandates - Financial Standard

TOWER premiums rise 15pc and wins mandates
Financial Standard
Jim Minto, managing director at TOWER Australia, said the AustralianSuper appointment as group insurance was a major highlight for the year and the process ...

and more »

Source: news.google.com

BC government probes leak of personal data of 1400 welfare recipients - News1130

BC government probes leak of personal data of 1400 welfare recipients
News1130
... the employee involved in the leak has been fired. The police and ICBC investigation continues into allegations of fraud linked to fake drivers' licenses.

and more »

Source: news.google.com

Domestic violence (Boerne NEWS) of a different sort - Ha'aretz

Domestic violence of a different sort - Ha'aretz

Domestic violence of a different sort
Ha'aretz
At the same time, the women would be entitled to welfare from the National Insurance Institute, and regular guaranteed minimal income payments to recover ...


Source: news.google.com

UCSB Scores a Three-Peat - Daily Nexus

UCSB Scores a Three-Peat
Daily Nexus
In the 47th minute, freshman forward Hannah Bryant scored the go-ahead goal, and in the 65th minute, senior midfielder Chelsey Stewart scored an insurance ...


Source: news.google.com

Brennan 'not out of danger yet' - Sunday Times.au

Brennan 'not out of danger yet'
Sunday Times.au
"In terms of Nigel's physical health, he will receive a full medical check once they are in a safe location," Ms Brennan said. "I cannot stress enough that ...

and more »

Source: news.google.com

They burgered it up - Sydney Morning Herald

Sydney Morning Herald

They burgered it up
Sydney Morning Herald
The company's Angry Angus burger, packed with two beef patties, bacon and deep-fried onion rings, was condemned by health experts who demanded it carry a ...

and more »

Source: news.google.com

McCann Erickson closes door on loss-making Brisbane office - MuMbrella

McCann Erickson closes door on loss-making Brisbane office
MuMbrella
McCann Erickson is closing its loss-making Brisbane office, leaving clients including RACQ Insurance, Michael Hill Jewellers and the Queensland Water ...


Source: news.google.com

Health care reform without abortion coverage unfair - Durham Herald Sun

Health care reform without abortion coverage unfair
Durham Herald Sun
In early November, the US Conference of Catholic Bishops and anti-abortion ideologues hijacked the House health care reform bill in their ...

and more »

Source: news.google.com

Tuesday, 24 November 2009

Marilla NEWS - FDIC says problem banks up 32% - Dayton Business Journal

FDIC says problem banks up 32% - Dayton Business Journal

FDIC says problem banks up 32%
Dayton Business Journal
The number of institutions on the Federal Deposit Insurance Corp.'s “problem list” increased 32 percent during the third quarter to 552 banks, ...


Source: news.google.com

Banking, Pt 4 of 4: Where to next? - Vancouver Sun

Banking, Pt 4 of 4: Where to next?
Vancouver Sun
Apart from a few remaining sectors that they don't already control -- notably insurance there is nowhere for them to go. “They've pretty much milked the cow ...


Source: news.google.com

Upcoming Events in the Legal Community: November 24, 2009 - Brooklyn Daily Eagle

Upcoming Events in the Legal Community: November 24, 2009
Brooklyn Daily Eagle
24, Free Presentation: Identity Theft, Scams, Insurance Fraud, 7:30 pm Speaker: Jeff Ferguson, bureau chief, Brooklyn District Attorney's Office, ...


Source: news.google.com

Allied Healthcare 4Q profit rises as costs dip - phillyBurbs.com

Allied Healthcare 4Q profit rises as costs dip
phillyBurbs.com
AP British health care staffing company Allied Healthcare International Inc. said its profit edged up 2 percent in its fiscal fourth quarter, ...


Source: news.google.com

Groups push to up wages for NU food service, janitorial employees - Daily Northwestern

Groups push to up wages for NU food service, janitorial employees
Daily Northwestern
“He had double kidney failure, and he couldn't afford health insurance,” the Communication senior said. “Somehow he survived, and came there because if he ...


Source: news.google.com

Feds blame low oxygen for Ala. mine death - WZTV

Feds blame low oxygen for Ala. mine death
WZTV
(AP) -- The federal Mine Safety and Health Administration is blaming low oxygen for the death of a coal miner at a west Alabama mine. ...


Source: news.google.com

Flaherty eager to serve on WVU Board of Governors - West Virginia Record

Flaherty eager to serve on WVU Board of Governors
West Virginia Record
He currently serves as chairman of BrickStreet Mutual Insurance Company board of directors and previously served two terms on the WVU College of Law ...


Source: news.google.com

Under the radar: The assault on the Federal Reserve - mydigitalfc.com

Under the radar: The assault on the Federal Reserve
mydigitalfc.com
The Bair reference is, of course, to Sheila C. Bair, chairwoman of the Federal Deposit Insurance Corp. Another amendment was added. ...


Source: news.google.com

Bank of Montreal Profit Tops Estimates on Cost Cuts - Bloomberg (Tarrytown NEWS)

Bank of Montreal Profit Tops Estimates on Cost Cuts - Bloomberg

Bank of Montreal Profit Tops Estimates on Cost Cuts
Bloomberg
Profit from the private-client group, which includes brokerage, insurance, investing services and mutual funds, rose 31 percent to C$110 million as equity ...


Source: news.google.com

Ohio Senator Says No (Shawangunk NEWS) To Workers Comp For Illegals - TheStreet.com

Ohio Senator Says No To Workers Comp For Illegals - TheStreet.com

Ohio Senator Says No To Workers Comp For Illegals
TheStreet.com
... largest state-run injured worker insurance program from providing benefits to illegal immigrants, a change he said should lower business premiums. ...


Source: news.google.com

Ohio senator says no to workers comp for illegals - CharlotteObserver.com

Ohio senator says no to workers comp for illegals
CharlotteObserver.com
AP Writer COLUMBUS, Ohio A Republican state senator in Ohio wants to prohibit the nation's largest state-run injured worker insurance ...


Source: news.google.com

Monday, 23 November 2009

Uneasy Workers Don't Appreciate the Value of Benefits - PR-inside.com (press release) (Wilton Manors NEWS)

Uneasy Workers Don't Appreciate the Value of Benefits - PR-inside.com (press release)

Uneasy Workers Don't Appreciate the Value of Benefits
PR-inside.com (press release)
Leveraging its heritage of life insurance and asset management expertise, Prudential is focused on helping individual and institutional customers grow and ...

and more »

Source: news.google.com

Ramirez: Malignant Boob - The Spokesman Review

Ramirez: Malignant Boob
The Spokesman Review
Instead of cutting out these vital tests, the hospitals and doctors need to reduce their fees and the entire insurance industry needs to come to grips and ...


Source: news.google.com

Al Harris: 'I'll be back in 6 months' - National Football Post

Al Harris: 'I'll be back in 6 months'
National Football Post
Early in Al's career, I used to talk to him about getting career-ending injury insurance. He would snap at me, telling me he would never need it. ...


Source: news.google.com

Stop TARP before more damage is done - CNN International

Stop TARP before more damage is done
CNN International
And it has done so in part through moves like buying an ownership stake in hundreds of banks, an insurance company, two automakers and numerous other ...

and more »

Source: news.google.com

Alderman quits North Little Rock council - KUAR

Alderman quits North Little Rock council
KUAR
... in federal court with fraud conspiracy and weapons violations in an indictment that linked the defendant to an alderman and a contractor for the city. ...


Source: news.google.com

A Tough Harvest - Frequently Asked Questions, Update - CattleNetwork.com

A Tough Harvest - Frequently Asked Questions, Update
CattleNetwork.com
Be sure to contact your crop insurance agent if you have field mold, or were told by a buyer that you do; toxins and quality are covered by crop insurance ...


Source: news.google.com

Still Dirty - Windsor Star

Still Dirty
Windsor Star
So for the past two months the actress has played "a woman who once wrote a book about reality TV that Oprah said was a fraud --and that's how she ended up ...


Source: news.google.com

Insurer Breach Affects Four States - Information Management (Kingsbury NEWS)

Insurer Breach Affects Four States - Information Management

Insurer Breach Affects Four States
Information Management
Insurer Health Net is reporting to insurance officials in four states the disappearance of a hard drive with protected health information of 1.5 million ...


Source: news.google.com

Radiation Leak at Three Mile Island Not Significant: Authorities - CRIENGLISH.com

Radiation Leak at Three Mile Island Not Significant: Authorities
CRIENGLISH.com
No public health risk was announced. The plant near the Pennsylvania state capital of Harrisburg became famous worldwide in 1979 when one of its units ...


Source: news.google.com

Study: Kids watching hours of TV at home daycare - Rapid City Journal

Study: Kids watching hours of TV at home daycare
Rapid City Journal
Dr. Michael Rich, director of the Center on Media and Child Health at Children's Hospital Boston, wasn't surprised by the findings in this study but he was ...


Source: news.google.com

I can't afford £160 to get stolen bike back - Basildon Recorder

I can't afford £160 to get stolen bike back
Basildon Recorder
... in an agreement that a claim can be made against the vehicle's insurance to cover any fee, following recovery of a stolen vehicle using police powers. ...


Source: news.google.com

A 'national crisis' of student suicide touches Minnesota - Minneapolis Star Tribune

A 'national crisis' of student suicide touches Minnesota
Minneapolis Star Tribune
As part of Welcome Week for freshmen, it introduces services for students (for those who have insurance and for those who don't) and offers presentations ...


Source: news.google.com

Window Media's Little $15.35 Million Debt Problem That Assured Its Demise - Queerty (blog)

Queerty (blog)

Window Media's Little $15.35 Million Debt Problem That Assured Its Demise
Queerty (blog)
... Fort Lauderdale and Washington, DC; $71798 to distributors of the former publications; and $4500 to two companies providing health insurance. ...


Source: news.google.com

Feds, Pa. county sue company over slag dumping - Dayton Daily News

Feds, Pa. county sue company over slag dumping
Dayton Daily News
The federal government and the Allegheny County Health Department have sued Allegheny Ludlum Corp. and a contractor for alleged air pollution violations at ...


Source: news.google.com

Fla. inspectors to conduct pet store sweep - MiamiHerald.com

Fla. inspectors to conduct pet store sweep
MiamiHerald.com
Agency inspectors want to make sure dogs and cats are at least 8 weeks old when offered for sale and accompanied by a Florida health certificate documenting ...


Source: news.google.com

Friday, 20 November 2009

Pawling NEWS - Long Term Care Insurance Expert Tells Air Travelers, '3 in 4 Need More Than ... - FOXBusiness

Long Term Care Insurance Expert Tells Air Travelers, '3 in 4 Need More Than ... - FOXBusiness

Long Term Care Insurance Expert Tells Air Travelers, '3 in 4 Need More Than ...
FOXBusiness
KIRKLAND, Wash., Nov 20, 2009 /PRNewswire via COMTEX/ ----Long term care insurance may not seem like headline news or talk-show fare, but Denise Gott ...


Source: news.google.com

Nebraska unemployment rate unchanged at 4.9 pct - KWQC 6

Nebraska unemployment rate unchanged at 4.9 pct
KWQC 6
Education and health services companies added 2593 jobs last month, but that remained the only private sector to report a net increase in jobs. ...

and more »

Source: news.google.com

Stock research report available on China Life Insurance (NYSE:LFC) from ... - FOXBusiness

Stock research report available on China Life Insurance (NYSE:LFC) from ...
FOXBusiness
SmarTrend, our proprietary pattern recognition system, called an Uptrend for China Life Insurance (NYSE:LFC) on October 07, 2009 at $67.58. ...


Source: news.google.com

WesBanco Declares Regular Quarterly Cash Dividend to Its Shareholders - FOXBusiness

WesBanco Declares Regular Quarterly Cash Dividend to Its Shareholders
FOXBusiness
In addition, WesBanco operates an insurance brokerage company, WesBanco Insurance Services, Inc., and a full service broker/dealer, WesBanco Securities, ...


Source: news.google.com

Naugatuck Savings to (Marco Island NEWS) relocate to West Main - Meriden Record-Journal

Naugatuck Savings to relocate to West Main - Meriden Record-Journal

Naugatuck Savings to relocate to West Main
Meriden Record-Journal
... to relocate its branch office from 100 Hanover St. to 500 W. Main St., according to a Federal Deposit Insurance Corp. legal notice printed today. ...


Source: news.google.com

Health Net Says Missing Hard Drive Contained Medical Claims Data - Insurance News Net (press release)

Health Net Says Missing Hard Drive Contained Medical Claims Data
Insurance News Net (press release)
In letters sent separately by both Blumenthal and Connecticut Insurance Commissioner Thomas Sullivan, each demanded that Health Net explain the ...


Source: news.google.com

Senate health bill has Medicaid money for Louisiana as top Democrat seeks its ... - The San Francisco Examiner

Senate health bill has Medicaid money for Louisiana as top Democrat seeks its ...
The San Francisco Examiner
She has also expressed general opposition to establishing a government-run health insurance program, as Reid's bill would do, but she has left the door open ...


Source: news.google.com